Fixed Annuities
Secure Your Retirement with the Right Annuity Plan.
Don't leave your financial future to chance. Having the right annuity is crucial for ensuring a stable and predictable income during retirement. Annuities can provide peace of mind by guaranteeing you won’t outlive your savings, allowing you to enjoy life without worrying about your finances. An annuity is a financial product that provides a steady income stream during retirement. It allows you to convert your savings into reliable payments for life or for a set period of time, helping to secure your financial future.
Why Do You Need Annuities?
Guaranteed Income - Reliable stream of income without worrying about outliving your savings
Retirement Planning - Can be a cornerstone for your retirement strategy with predictable cash flow
Tax Deferred Growth - Investment grows tax-deferred, similar to an IRA
Legacy Planning - Can be structured to include benefits for your loved ones after you are gone
Protection from Market Fluctuations - Stability through market fluctuation and economic downturns
What Type of Annuity is Right For Me?
The amount to invest in an annuity depends on your retirement goals, existing savings, and anticipated expenses. Annuities come in different types, such as Fixed, Variable, and Indexed, each with unique benefits. Whether you're looking for guaranteed returns or growth potential linked to the market, there’s an annuity to suit your financial goals.
It’s essential to ensure your investment balances your need for growth and your need for guaranteed income during retirement. We work with you and your financial advisor to ensure the right balance of risk and income.
How Much Should I Invest in an Annuity?
The amount to invest in an annuity depends on your retirement goals, existing savings, and anticipated expenses. It’s essential to ensure your investment balances your need for growth and your need for guaranteed income during retirement. We work with you and your financial advisor to ensure the right balance of risk and income for retirement.
What if I need Access to My Money Early?
Withdrawing funds from an annuity early may incur penalties, especially within the surrender period. However, many annuities offer options for penalty-free withdrawals under specific circumstances, such as severe illness or a percentage of the account value each year. The value of an annuity is its long term growth and a stream of income, which can be made lifetime. Annuities should be a compliment to your other retirement financial instruments.