Secure Your Future
Protecting You & Your Loved Ones
with Reliable Financial Solutions
Solutions to Protect and Grow
We take pride in serving our clients and creating custom made solutions based on individual needs and goals. We began operations in Colorado and are able to serve clients in all 50 states with the top A-rated carriers.
Our solutions serve a wide range of clientele with a combination of products, which includes all forms of life insurance, living trusts to protect your estate, annuities to create guaranteed cashflow and we partner with investment advisors for your investment needs. Whether you are just starting to plan your future or are a high net worth client, we have solutions and experts to take care of you.
Find out for yourself, click the "Meet with Us Today" button.
Protect What Matters
Protect loved ones, safeguard your business, and secure your future with our versatile insurance solutions. Whether you need coverage that's big or small, term or lifelong, steady or indexed, find the perfect match to suit your unique needs. Get covered, gain peace of mind, and find a budget friendly solution made just for you.
Build a Strong Future
Secure your golden years from the daunting fear of outlasting your funds. Forge your financial destiny today, discovering pivotal solutions to ensure your savings grow and thrive with you. Delve into annuities, IULs and tailored growth strategies for a consistent stream of income later in life. Future-proof your finances now!
Keep It In The Family
Partner with us and allow our estate attorneys to guide you to crystal-clear and legally sound protection for your legacy. With our living trusts, you can slash tax burdens, safeguard your assets, and position your estate for seamless wealth transition. Enjoy affordability, simplicity, and effortless updates for life's twists and turns.
CARRIERS AND PARTNERS
As an Independent Agency, we have the privilege to work with over 30 of the nation's top A-rated carriers.
What the REALLY means for our clients, is they get the best combination of coverage and premium available.
Meet The Owner
Meet Rob Dahlager, your lead Agent, with a rich blend of past experience in consulting, insurance, mortgage origination, business ownership and real estate. A graduate from Colorado State University with a Finance degree and an MBA from the University of Denver, Rob brings over three decades of multifaceted consulting to the table.
His intricate understanding of business, tech, and future planning strategies equips him to simplify solutions and tailor them to cut through complexity. His knack for technology and living trusts turns estate planning from daunting to doable, safeguarding your assets & establishing your legacy. His depth of knowledge in insurance products will help you find the right solution to protect your family and grow your cash value.
As a US Navy veteran, Rob's unwavering commitment shines through his exceptional service and straightforward approach.
Testimonials
Emma C.
I got set up the same day. I got all of my questions answered and we took the time to find the right policy for me. Would recommend for anyone with life insurance needs
Noreen W.
Their agent helped me with my retirement funds after reviewing my accounts and policies and I couldn't be happier. They are very professional and knowledgable. I would recommend to call and get your accounts reviewed.
Nicole C
It's so nice to have an agent I can trust. I got the right amount of coverage with an orphan benefit. It brings me so much peace of mind!
Frequently Asked Questions
How do I know which insurance is right for me?
This would seem to be a simple question, but really depends on oyur situation. Some popular personalities will say get 10-12 times your income in term insurance. Others recommend 4-6 times your income for permanent insurance. Some clients just want funeral expenses covered. We work closely with you to understand your needs and your total financial picture to recommend the best solutions to balance and protect your hard earned estate.
How do I know which policy is the best for me?
If you are not overy familiar with insurance policies and how they work, we spend time with you to explain the three major type of life insurance and the objectives of each - along with their pros and cons. Insurance can be confusing and, if not structured properly, can be expensive. Our specialty is simplifying it for you and tailoring the soltuion to your needs and your goals.
Can I customize my policy or have multiple policies?
Yes, many policies offer additional riders for things like accelerated death benefits, critical illness coverage, or waiver of premium in case of disability. These options allow you to customize the policy to meet your specific needs.
What if I have a policy through my work and don't think I can afford more insurance?
There are budget-friendly options like Term Life Insurance with lower premiums. You can also adjust coverage amounts and durations to find a plan that fits within your financial means. We work with you on that.
Remember, life insurance through work is like having a copany computer ... once you leave, it stays behind. In many cases you can choose to continue it, but is usually a pretty high cost. Let us help you find an affordable solution that will last through any employment situation.
What is your process for working with clients?
It's pretty simple and starts with an introductory call where we strive to learn about your, your situation and your goals. Then we go to work for you! With over 30 of the top carriers, we narrow down the best fit for carrier, product, coverage and budget considerations that we review with you. When it all looks good, we submit an application and get the policy in effect. This is the start of our relationship.
Ongoing, we stay in touch with you at 6 months, 12 months and then once a year. This helps you to ensure your coverage and solution performance continues to meet your needs as your life events evolve. The long term value for you is you have an advisor in your corner every step of the way.
My time is pretty tight, do your policies always require a medical exam?
In some cases, yes, a medical exam is required. Technology and information availability has given carriers methods to fully underwrite policies without a medical exam. There has also been an increase in simplified issue and instant decision policies. Many of our clients get the solution they need without a medical exam. It depends on your health history, the coverage you seek and the product you are applying for. That is where we guide you through the underwriting process and act as your advocate for a smooth experience.
It looks like you do more than insurance. Do you work with my current advisors?
Yes! As a matter of fact, we ask you to introduce us to your current team - financial advisor, CPA, attorney - to keep the advice consistent and complimentary to your entire financial and estate picture. If you don't have these advisors or are looking to add/change, we can make recommendations or utilize the professionals we partner with for specific solutions - like living trusts or investment advisory. We also have team members that specialize in medicare advantage, long term care and health insurance programs. It all starts with the initial consultatation, so book one today.
How do I sign up?
For more personalized assistance, book an appointment with me. I’ll answer your questions, help you explore your options, and ensure you get the right life insurance coverage tailored to your specific needs. Schedule your free consultation today and start planning for your family’s future security.